Origination Pro Mortgage School :: Debt Consolidation Calculator
Should I Consolidate My Debt?

Discover your potential monthly savings by combining your bills into a single source. Eliminate high interest rate credit card and installment loans with a generally tax deductible consolidation loan (consult your tax advisor). Use our calculator to figure how long before your savings equal the cost of obtaining a new consolidation loan.   

Should I Consolidate My Debt?
 
Loan Information
Zip Code
Interest Rate
Term in Years 
Loan Costs ($)
Loan Points
Tax Rate

Existing Accounts
Amount Payment Rate
Auto Loan
Auto Loan
Boat/RV Loans
Other Loans
Credit Card
Credit Card
Credit Card
Credit Card
Other Account
Other Account
 



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*Find out how long it takes to pay off a consolidation loan if you make a payment equal to your total monthly payments before consolidating.

These calculations are only estimates and can only be used to evaluate the possible results of consolidating certain debts into an equity loan. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation. Please consult your tax advisor for information on the deductibility of interest for tax purposes.